Liquor & Nitelife Insurance

Exclusively for the Chicago Nitelife Industry​​​​​​​​​​​​​​​​​​​​​

When you see a Going Out of Business sign hanging from a store window do you wonder why it failed? You might guess...poor management...bad product...terrible location…

But you probably would never think employee theft...  The truth of the matter is, employee theft account for nearly 30% of all business failures2. In fact,  employees stealing from the cash register is one reason many startups never make it past the first two years of business.  

Like all crimes the motive for employee theft can vary; ranging from purely financial to revenge.  But knowing a motive won’t keep money in your business or your doors open.  

If you plan on staying in business for a while you should know  two things: 1) where your business is vulnerable and 2) the tactics thieves use.  

The vulnerable areas within your business:


  • Cash
  • Inventory      
  • Supplies
  • Your customers
  • Coupons/drink tickets/gift cards you issue

Is Your Staff Stealing?

​​​​​​​Stop your Bar from failing by spotting the 50 ways your staff will steal.

An employee in a Chicago bar looking to steal from his employer

The Better Business Bureau

​​​​​​​Liquor Insurance 

What's In It For You?

A Chicago bartender mixing liquors for a drink

   Liquor Insurance Specialist - You will no longer be confused or frustrated by complex insurance package, because you’ll be assigned a Liquor Specialist.  They will explain your coverage options in an easy to understand way

   3 quotes in 3 day - You won’t waste time shopping for insurance.  We’ll do the shopping for you. And in 3 days you’ll receive 3 different quotes to choose from.1  

   No Obligation - You don’t risk a penny by getting 3 free quotes.  And if you can not make a decision now, take your time...Quotes good for 30 days.

  Instant Quote​​​​​​​ - Find out how much Liquor Insurance will cost.  An Instant Quote will give you an estimate of the yearly cost in minutes!​​​​​​​

1 If Applicable

A glass of liquor being poured in a Chicago night club

What We Provide

Insurance coverage for Chicagoland’s nitelife industry.

If your business’s largest revenue is from liquor sales our program was created specifically for you.  Through industry research we have identified the main and optional insurance coverage a nitelife business will need. Whether you need the full suite of Nitelife Insurance or just enough to become licensed our coverage.

​​​​​​​  Assault & Battery

​​​​​​​  Building Coverage

​​​​​​​  Crime & Employee Dishonesty

​​​​​​​  Food Spoilage & Contamination

​​​​​​​  Umbrella

​​​​​​​  Water Backup

​​​​​​​  Workers Compensation

​​​​​​​  Business Property (in & away from location)

​​​​​​​  Credit Card

​​​​​​​  Income Replacement

​​​​​​​  Inventory

​​​​​​​  Mechanical Breakdown

​​​​​​​  Sign & Glass

Minimum coverage needed to get a Chicago and Illinois license

​​​​​​​  Liquor Liability

Other Coverages Needed by a Nitelife Business​​

Our Coverage Packages

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Exclusively For The Chicago Nitelife Industry 

Liquor Liability Insurance 

Your business is your life’s dream. Focus on building a legacy and we’ll focus on protecting it.